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潛江翻譯公司關(guān)鍵字：1, comprehensiveness - the "full" as the credit target. The target object for all farmers, including credit, and not just some of the richer households, in particular, to expand the current poverty and more poverty for the majority of farmers support loans, efforts to promote and improve the micro-credit loans to farmers; includes not only the use of the loans and related to agriculture production, circulation, farmers should also cover areas of life; credit services not only in the recovery of loans granted loans, should include policies, information, science and technology knowledge and its related services. But also completely change the bureaucratic style of work that the credit monopoly.2, the dynamic - a "flexible and efficient" as the operational characteristics of credit. Against all rigid style, create a dynamic progressive mechanism. (1) the establishment of "performance and income-related" business incentives. Determined to change the "more or less, Ganhaoganhuai a-like" situation, efforts to improve the salesman, loan officer lending farmers to expand the initiative; (2) establish and improve workable "Dynamic credit rating lending" model. To create a dynamic credit file farmers, farmers establish a standard credit assessment criteria, regular household credit rating, credit rating determined by lending standards. Positive development and innovation farmers guaranteed, pledged securities and other loans.3, the initiative - a "proactive" approach to service conduct. (1) active "go, go." To take the initiative for all types of farmers, agriculture-related organizations to provide quality and efficient services; to seek government departments to establish and develop credit guarantee mechanism, the development of loan insurance business; all kinds of farmers, agriculture-related institutions survey monitoring network, establish and improve the credit risk prevention "early warning mechanism." (2) the credit institution to initiate Funong innovation. If Liaoningbeipiao City to help farmers set up a "farmer credit union" is a good institutional innovation. The so-called household credit of the Commonwealth, is in the rural credit cooperatives with the help of a rigorous, standardized procedures for review of assessment information, in accordance with the principle of voluntary, there will be some management ability, with good credit, operating the same number of industrial projects together farmers , consisting of no collateral pledge, loan mutual insurance, risk-sharing loans by credit institutions. As long as the bodies, you can access to rural credit cooperatives, credit alone the larger number of loans. This innovation was warmly welcomed by farmers, only half a year's time, the city appeared in more than 3,000 to more than 500
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