|
阿克蘇翻譯公司關(guān)鍵字：For these reasons, the mortgage banking business to carry out the enthusiasm is not high. This is also the general banking "credit crunch" is an important cause. In view of this, in order to improve the bank's initiative, may refer to the practice of developed countries, efforts to promote mortgage securitization, development of real estate mortgage loan secondary market.Secondary mortgage market can be divided into the securitization market and two parts non-securitization market. Mortgage-backed securities that collateralized debt securities, a real estate securitization, it refers to the mortgage lender will hold its reorganization as a secured mortgage debt collection groups, government agencies or the private sector through guarantees and credit enhanced to securities sold to investors in the form of the financing process, the resulting flow of capital formation market, said secondary mortgage market. Non-securitization market is bought by investors direct mortgage loans, claims related to the subject in order to achieve the direct conversion.Second, mortgage securitization effect analysisMortgage-backed securities can not be separated in fact equal to the real estate can be divided into the property, the immovable property transferred into tradable securities. Investors in this regard for the general real estate development and management項目標(biāo)書翻譯 of shared revenue opportunities, on the other by the short-term money funds into the community long-term stability of the capital, but also conducive to social investment channels, as well as mortgage lending operation and out. As a financing tool, its role is specifically expressed in the following areas:1, mortgage securitization and the transfer can be effectively spread riskTo issue mortgage-backed securities as collateral, the original focus on the bank's mortgage assets into the capital market, many investors holding mortgage bonds, thus making the risk of the corresponding mortgage spread. More標(biāo)書文件涉及到的領(lǐng)域非常的廣泛，即使是針對一個項目的標(biāo)書文件，會包含法律、經(jīng)濟、工程技術(shù)、商業(yè)等多個相關(guān)的專業(yè)領(lǐng)域，在投標(biāo)過程中，無論是招標(biāo)方還是投標(biāo)方所需的翻譯服務(wù)種類都須進行相應(yīng)的調(diào)整和重新組合，投標(biāo)的標(biāo)書中帶有相關(guān)的法律要約性質(zhì)，標(biāo)書為了詳細全面的介紹自己并贏得招標(biāo)方的信任，需要使用極富影響力的商業(yè)用語，所以標(biāo)書翻譯是法律翻譯和商業(yè)翻譯的結(jié)合，因此，作為競標(biāo)的基礎(chǔ)工作而貫穿于整個投標(biāo)過程中的標(biāo)書翻譯服務(wù)應(yīng)由專業(yè)的新華標(biāo)書翻譯公司提供。over, since the mortgage-backed securities is based on a portfolio of mortgage loans, individual default risk is spread, the effective investment return can be better protected.2, to improve the liquidity of the assets to solve the mortgage banks 'short-term debt to support long-term assets' liquidity problems turn
|